{"id":4372,"date":"2023-02-13T23:12:11","date_gmt":"2023-02-13T23:12:11","guid":{"rendered":"https:\/\/moneymakersandsavers.com\/?p=4372"},"modified":"2023-02-13T23:15:00","modified_gmt":"2023-02-13T23:15:00","slug":"how-to-get-free-money-from-the-government","status":"publish","type":"post","link":"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/","title":{"rendered":"How To Get Free Money From The Government!"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_55 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-660f2613ce30b\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #4ff74c;color:#4ff74c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #4ff74c;color:#4ff74c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-660f2613ce30b\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_bills_or_groceries\" title=\"How to get government help with bills or groceries!\">How to get government help with bills or groceries!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_childcare_costs\" title=\"How to get government help with childcare costs!\">How to get government help with childcare costs!<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#Who_is_eligible_for_Child_Care_and_Development_Fund\" title=\"Who is eligible for Child Care and Development Fund?\">Who is eligible for Child Care and Development Fund?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_unclaimedlost_money\" title=\"How to get government help with unclaimed\/lost money!\">How to get government help with unclaimed\/lost money!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_down_payments\" title=\"How to get government help with down payments!\">How to get government help with down payments!<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#Northeast\" title=\"Northeast\">Northeast<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#Midwest\" title=\"Midwest\">Midwest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#South\" title=\"South\">South<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#West\" title=\"West\">West<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_health_insurance\" title=\"How to get government help with health insurance!\">How to get government help with health insurance!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymakersandsavers.com\/how-to-get-free-money-from-the-government\/#How_to_get_government_help_with_college_expenses\" title=\"How to get government help with college expenses!\">How to get government help with college expenses!<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_bills_or_groceries\"><\/span>How to get government help with bills or groceries!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Hey there! Need some help with your bills or groceries? Don&#8217;t worry, there are programs that can help. Check out the <a href=\"https:\/\/moneymakersandsavers.com\/how-to-lower-your-energy-bills\/\" data-type=\"post\" data-id=\"4327\">Low Income Home Energy Assistance Program<\/a> to cover your heating and cooling costs. It&#8217;s run by the Department of Health and Human Services and each state has its own eligibility requirements, so make sure you check if you qualify. If you need help with your phone or internet bill, check out the <a href=\"https:\/\/www.lifelinesupport.org\/ls\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lifeline program<\/a> for discounted service.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_childcare_costs\"><\/span>How to get government help with childcare costs!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Need help with childcare costs? The <a href=\"https:\/\/www.benefits.gov\/benefit\/615#:~:text=The%20Child%20Care%20and%20Development,training%20and%2For%20attending%20school.\" target=\"_blank\" rel=\"noreferrer noopener\">Child Care and Development Fund<\/a> can help low-income families pay for child care. It&#8217;s run by the U.S. Department of Health and Human Services and the grants are based on your income.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_is_eligible_for_Child_Care_and_Development_Fund\"><\/span>Who is eligible for Child Care and Development Fund?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>In order to qualify for this benefit program, you must be a parent or primary caregiver responsible for children under the age of 13 years of age, or under 19 if incapable of self-care or under court supervision who needs assistance paying for childcare; and must also characterize your financial situation as low income or very low income. In order to qualify you must also be either employed or in some States enrolled in a training or education program.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_unclaimedlost_money\"><\/span>How to get government help with unclaimed\/lost money!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Think you may have some unclaimed money out there? It&#8217;s possible! About 1 in 10 Americans have unclaimed money, and it could be from forgotten utility deposits, lost savings bonds, unclaimed life insurance benefits, or uncashed paychecks. Check out <a href=\"http:\/\/unclaimed.org\" target=\"_blank\" rel=\"noopener\">unclaimed.org<\/a> to see if you have any money waiting for you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_down_payments\"><\/span>How to get government help with down payments!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Trying to buy a home but can&#8217;t afford the down payment? Look into down payment assistance programs in your state. For example, in Nevada, those with an annual income below $105,000 can receive a grant of up to 5% of their home loan value for the down payment and closing costs.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>A lot of state housing agencies have combined their closing costs and down payment assistance programs with mortgages that have super low interest rates. Some states even give you a tax credit that you can use on your taxes, how cool is that! These programs are specifically designed to help first-time home buyers and make owning a home a reality. They give an extra push to people looking to buy homes in certain areas or for certain groups of people like teachers, emergency responders, military personnel, and veterans.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Northeast\"><\/span>Northeast<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>First-time home buyer programs<\/th><th>Participating lenders<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/connecticut-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Connecticut<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/chfa-connecticut-housing-finance-authority-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">CHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/maine-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Maine<\/a><\/td><td><a href=\"http:\/\/www.mainehousing.org\/programs-services\/homebuyer\/homebuyerdetail\/firsthome\" rel=\"noreferrer noopener\" target=\"_blank\">MaineHousing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/massachusetts-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Massachusetts<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-masshousing-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">MassHousing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/new-hampshire-first-time-home-buyer-programs-of-2019\/\" target=\"_blank\" rel=\"noopener\">New Hampshire<\/a><\/td><td><a href=\"https:\/\/www.gonewhampshirehousing.com\/participating-lenders\" rel=\"noreferrer noopener\" target=\"_blank\">New Hampshire Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/new-jersey-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">New Jersey<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-njhmfa-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">NJHMFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/new-york-state-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">New York<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-sonyma-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">SONYMA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/pennsylvania-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Pennsylvania<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-phfa-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">PHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/loans.rihousing.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">Rhode Island<\/a><\/td><td><a href=\"https:\/\/loans.rihousing.com\/ParticipatingLenders\/\" rel=\"noreferrer noopener\" target=\"_blank\">Rhode Island Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.vhfa.org\/homebuyers\/buyahome\" rel=\"noreferrer noopener\" target=\"_blank\">Vermont<\/a><\/td><td><a href=\"https:\/\/www.vhfa.org\/homebuyers\/lenders\" rel=\"noreferrer noopener\" target=\"_blank\">VHFA lenders<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Midwest\"><\/span>Midwest<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>First-time home buyer programs<\/th><th>Participating lenders<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/illinois-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Illinois<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-ihda-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">IHDA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/indiana-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Indiana<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/indiana-housing-community-development-authority-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">IHCDA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/iowa-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Iowa<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/iowa-finance-authority-lenders\" target=\"_blank\" rel=\"noopener\">Iowa Finance Authority lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/kansas-housing-resources-corporation\/\" target=\"_blank\" rel=\"noopener\">Kansas<\/a><\/td><td><a href=\"http:\/\/fthblenders.kshousingcorp.org:86\/\" rel=\"noreferrer noopener\" target=\"_blank\">KHRC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/michigan-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Michigan<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/michigan-state-housing-development-authority-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">MSHDA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/minnesota-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Minnesota<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/minnesota-housing-finance-agency-lenders\" target=\"_blank\" rel=\"noopener\">MHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/missouri-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Missouri<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/missouri-housing-development-commission-lenders\" target=\"_blank\" rel=\"noopener\">MHDC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nifa.org\/homebuyer\" rel=\"noreferrer noopener\" target=\"_blank\">Nebraska<\/a><\/td><td><a href=\"https:\/\/www.nifa.org\/lender\/lender-results\" rel=\"noreferrer noopener\" target=\"_blank\">NIFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.ndhfa.org\/index.php\/homeownership-programs\/\" rel=\"noreferrer noopener\" target=\"_blank\">North Dakota<\/a><\/td><td><a href=\"https:\/\/www.ndhfa.org\/index.php\/homeownership-programs\/find-a-lender\/\" rel=\"noreferrer noopener\" target=\"_blank\">NDHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/ohio-state-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Ohio<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/ohfa-mortgage-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">Ohio Housing Finance Agency lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.sdhda.org\/homeownership\/first-time-homebuyer\" rel=\"noreferrer noopener\" target=\"_blank\">South Dakota<\/a><\/td><td><a href=\"https:\/\/www.sdhda.org\/homeownership\/first-time-homebuyer\/first-time-homebuyer-participating-lender-list?utm_referrer=http%3A%2F%2Fwww.sdhda.org%2Fhome-ownership%2Ffirst-time-homebuyers.html\" rel=\"noreferrer noopener\" target=\"_blank\">South Dakota Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/wisconsin-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Wisconsin<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/wheda-wisconsin-housing-economic-development-authority-lenders\" target=\"_blank\" rel=\"noopener\">WHEDA lenders<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"South\"><\/span>South<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>First-time home buyer programs<\/th><th>Participating lenders<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/alabama-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Alabama<\/a><\/td><td><a href=\"http:\/\/www.ahfa.com\/homebuyers\/how-do-i-apply\/step-up-lenders\/?\" rel=\"noreferrer noopener\" target=\"_blank\">AHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/homeloans.arkansas.gov\/\" rel=\"noreferrer noopener\" target=\"_blank\">Arkansas<\/a><\/td><td><a href=\"https:\/\/homeloans.arkansas.gov\/lender-form\/\" rel=\"noreferrer noopener\" target=\"_blank\">ADFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/delaware-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Delaware<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/dsha-delaware-housing-authority-lenders\" target=\"_blank\" rel=\"noopener\">Delaware State Housing Authority lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/washington-dc-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">District of Columbia<\/a><\/td><td><a href=\"http:\/\/www.dchfa.org\/homeownership\/find-a-lender\/\" rel=\"noreferrer noopener\" target=\"_blank\">DCHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/florida-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Florida<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/florida-housing-finance-corporation-fhfc-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">FHFC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/georgia-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Georgia<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-georgia-dream-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">Georgia Dream lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/kentucky-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Kentucky<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/kentucky-housing-corporation-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">Kentucky Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/louisiana-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Louisiana<\/a><\/td><td><a href=\"https:\/\/cdn2.hubspot.net\/hubfs\/4280063\/Document%20Libraries\/Homeownership\/MCC\/MCCLenderList083018Names.pdf?t=1540218227901\" rel=\"noreferrer noopener\" target=\"_blank\">Louisiana Housing Corporation lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/maryland-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Maryland<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-maryland-dhcd-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">Maryland DHCD lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/mississippi-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Mississippi<\/a><\/td><td><a href=\"https:\/\/www.mshomecorp.com\/participating-lenders\/\" rel=\"noreferrer noopener\" target=\"_blank\">Mississippi Home Corporation lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/north-carolina-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">North Carolina<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-nchfa-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">NCHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/oklahoma-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noreferrer noopener\">Oklahoma<\/a><\/td><td><a href=\"https:\/\/www.ok.gov\/ohfa\/Homebuyers\/Find_A_Lender\/\" rel=\"noreferrer noopener\" target=\"_blank\">OHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/south-carolina-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">South Carolina<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/sc-housing-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">SC Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/tennessee-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Tennessee<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/tennessee-housing-development-agency-thda-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">THDA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/texas-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Texas<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-tdhca-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">TDHCA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/virginia-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Virginia<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-vhda-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">VHDA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/wv-housing-development-fund\/\" target=\"_blank\" rel=\"noopener\">West Virginia<\/a><\/td><td><a href=\"https:\/\/www.wvhdf.com\/home-buyers\/homeownership-program\" rel=\"noreferrer noopener\" target=\"_blank\">West Virginia Housing lenders<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"West\"><\/span>West<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>First-time home buyer programs<\/th><th>Participating lenders<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/alaska-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Alaska<\/a><\/td><td><a href=\"https:\/\/www.ahfc.us\/buy\/prequalify\/approved-lenders\" rel=\"noreferrer noopener\" target=\"_blank\">AHFC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/arizona-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Arizona<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-arizona-department-housing-adoh-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">Arizona Department of Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/california-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">California<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-calhfa-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">CalHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/colorado-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Colorado<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/chfa-colorado-housing-finance-authority-lenders\" target=\"_blank\" rel=\"noopener\">CHFA lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/hawaii-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Hawaii<\/a><\/td><td><a href=\"http:\/\/dbedt.hawaii.gov\/hhfdc\/mortgage-credit-certificate\/\" rel=\"noreferrer noopener\" target=\"_blank\">HHFDC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/idaho-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Idaho<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/idaho-housing-and-finance-association-lenders\" target=\"_blank\" rel=\"noopener\">Idaho Housing and Finance lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/housing.mt.gov\/Homeownership\/Homebuyers\" rel=\"noreferrer noopener\" target=\"_blank\">Montana<\/a><\/td><td><a href=\"https:\/\/housing.mt.gov\/Homeownership\/Homebuyers\/Participating-Lenders\" rel=\"noreferrer noopener\" target=\"_blank\">Montana Housing lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/nevada-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Nevada<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/nhd-nevada-housing-division-lenders\" target=\"_blank\" rel=\"noopener\">Nevada Housing Division lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/new-mexico-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">New Mexico<\/a><\/td><td><a href=\"http:\/\/www.housingnm.org\/homebuyers\/find-a-participating-lender\" rel=\"noreferrer noopener\" target=\"_blank\">MFA New Mexico lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/oregon-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Oregon<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/ohcs-oregon-housing-community-services-lenders\" target=\"_blank\" rel=\"noreferrer noopener\">OHCS lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/utah-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Utah<\/a><\/td><td><a href=\"https:\/\/utahhousingcorp.org\/topLoanOfficers\" rel=\"noreferrer noopener\" target=\"_blank\">Utah Housing Corp lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/washington-state-first-time-home-buyer-programs\/\" target=\"_blank\" rel=\"noopener\">Washington<\/a><\/td><td><a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/best-wshfc-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">WSHFC lenders<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.wyomingcda.com\/homebuyers\/\" rel=\"noreferrer noopener\" target=\"_blank\">Wyoming<\/a><\/td><td><a href=\"https:\/\/www.wyomingcda.com\/locations\/\" rel=\"noreferrer noopener\" target=\"_blank\">Wyoming CDA lenders<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_health_insurance\"><\/span>How to get government help with health insurance!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Got health insurance through <a href=\"http:\/\/healthcare.gov\" target=\"_blank\" rel=\"noopener\">Healthcare.gov<\/a>? You might be eligible for a tax credit towards your insurance premiums.<\/p>\n\n\n\n<p>Are you looking to buy health insurance through healthcare.gov? Good news! You may be able to score some sweet tax credits that can help lower your monthly premium costs. Here&#8217;s the scoop:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>First of all, what are tax credits? Simply put, they&#8217;re like discounts on your taxes that you can use to pay for things like health insurance. In this case, the credits can be used to pay for insurance premiums, which is the monthly cost you pay for your insurance coverage.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>So, how do you know if you&#8217;re eligible for these tax credits? It all comes down to your income. The government uses a formula to determine how much you can afford to pay for insurance each month, and if your actual premium costs are higher than what you can afford, you may be eligible for a credit.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Another thing to keep in mind is that you can choose to have your credits paid directly to your insurance company, which will lower your monthly premium costs. Or, you can claim the credits on your tax return and get a refund.<\/p>\n\n\n\n<p>It&#8217;s worth mentioning that tax credits can be a little complicated, so it&#8217;s always a good idea to work with a tax professional or use a tax software program to help you figure out your eligibility and claim the credits.<\/p>\n\n\n\n<p>Now, the most important thing to remember is that tax credits are only available if you buy insurance through healthcare.gov. If you buy insurance through a different marketplace or directly from an insurance company, you won&#8217;t be eligible for these credits.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>In conclusion, tax credits can be a big help when it comes to paying for health insurance premiums. If you&#8217;re planning on buying insurance through healthcare.gov, it&#8217;s definitely worth checking to see if you&#8217;re eligible for these credits.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_get_government_help_with_college_expenses\"><\/span>How to get government help with college expenses!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Heading to college? Don&#8217;t forget about college grants like the federal Pell Grant. You could get up to $6,495 for the 2022-23 award year, and all you have to do is fill out the <a href=\"http:\/\/fafsa.gov\" target=\"_blank\" rel=\"noreferrer noopener\">Free Application for Federal Student Aid (FAFSA). <\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>There are also other federal grants for college, like the<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/fseog\" target=\"_blank\" rel=\"noreferrer noopener\"> Federal Supplemental Educational Opportunity Grant,<\/a> the <a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/teach\" target=\"_blank\" rel=\"noreferrer noopener\">Teacher Education Assistance for College and Higher Education Grant<\/a>, and the <a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/iraq-afghanistan-service\" target=\"_blank\" rel=\"noreferrer noopener\">Iraq and Afghanistan Service Grant.<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Just be careful of scams! The government won&#8217;t reach out to you with offers of free money, especially not through social media. The goal of these programs is to help people in need, not take advantage of them.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to get government help with bills or groceries! Hey there! Need some help with your bills or groceries? Don&#8217;t worry, there are programs that can help. Check out the Low Income Home Energy Assistance Program to cover your heating and cooling costs. It&#8217;s run by the Department of Health and Human Services and each&#8230;<\/p>\n","protected":false},"author":159998696,"featured_media":4374,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1358,1561],"tags":[1378,1644,1643],"_links":{"self":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4372"}],"collection":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/users\/159998696"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/comments?post=4372"}],"version-history":[{"count":4,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4372\/revisions"}],"predecessor-version":[{"id":4378,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4372\/revisions\/4378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media\/4374"}],"wp:attachment":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media?parent=4372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/categories?post=4372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/tags?post=4372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}