{"id":4291,"date":"2022-05-09T21:45:00","date_gmt":"2022-05-09T21:45:00","guid":{"rendered":"https:\/\/moneymakersandsavers.com\/?p=4291"},"modified":"2022-05-09T21:45:05","modified_gmt":"2022-05-09T21:45:05","slug":"403b-investment-account-how-does-it-work","status":"publish","type":"post","link":"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/","title":{"rendered":"What Is A 403b Investment Account And How Does It Work?"},"content":{"rendered":"\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_0d9b30-c9, .wp-block-kadence-advancedheading.kt-adv-heading_0d9b30-c9[data-kb-block=\"kb-adv-heading_0d9b30-c9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_0d9b30-c9 mark, .wp-block-kadence-advancedheading.kt-adv-heading_0d9b30-c9[data-kb-block=\"kb-adv-heading_0d9b30-c9\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_55 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6615a0fe1d5b6\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #4ff74c;color:#4ff74c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #4ff74c;color:#4ff74c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6615a0fe1d5b6\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#What_is_a_403b_investment_account\" title=\"What is a 403b investment account?\">What is a 403b investment account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#Who_can_invest_in_a_403b_account\" title=\"Who can invest in a 403b account?\">Who can invest in a 403b account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#What_are_the_pros_and_cons_of_investing_in_a_403b_investment_account\" title=\"What are the pros and cons of investing in a 403b investment account?\">What are the pros and cons of investing in a 403b investment account?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#Pros\" title=\"Pros:\">Pros:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#Cons\" title=\"Cons:\">Cons:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymakersandsavers.com\/403b-investment-account-how-does-it-work\/#What_are_the_contribution_limits_of_403b_investment_accounts\" title=\"What are the contribution limits of 403b investment accounts?\">What are the contribution limits of 403b investment accounts?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"kt-adv-heading_0d9b30-c9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_0d9b30-c9\"><span class=\"ez-toc-section\" id=\"What_is_a_403b_investment_account\"><\/span>What is a 403b investment account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>A 403b account is similar to a <a href=\"https:\/\/moneymakersandsavers.com\/traditional-and-roth-401k\/\" data-type=\"post\" data-id=\"242\">401k<\/a> retirement investing account. A 403b investment account (also called a tax-sheltered annuity or TSA plan) is a retirement plan offered by public schools and certain 501(c)(3) tax-exempt organizations. Employees save for retirement by contributing to individual accounts. They can also contribute to employees&#8217; accounts.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u00a0It&#8217;s similar to a <a href=\"https:\/\/moneymakersandsavers.com\/what-is-a-solo-401k-and-how-does-it-work\/\" data-type=\"post\" data-id=\"3063\">401k investment account<\/a> maintained by a for-profit entity. Just as with a 401(k) plan, a 403(b) plan lets employees defer some of their salaries into individual accounts. Also similar to 401ks is the fact that when you invest your salary into said account it is generally not subject to federal or state income tax until it&#8217;s distributed. However, a 403(b) plan may also offer\u00a0designated <a href=\"https:\/\/moneymakersandsavers.com\/traditional-and-roth-401k\/\" data-type=\"post\" data-id=\"242\">Roth accounts<\/a>. Salary contributed to a Roth account is taxed before it is invested and not deducted from your taxes in the year of the contribution, but is tax-free (including earnings) when distributed.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"392\" src=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-1024x392.png\" alt=\"What Is A 403b Investment Account And How Does It Work?\" class=\"wp-image-4304\" srcset=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-1024x392.png 1024w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-300x115.png 300w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-768x294.png 768w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-1536x588.png 1536w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-1200x459.png 1200w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2-150x57.png 150w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2022\/05\/image-2.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_062ece-af, .wp-block-kadence-advancedheading.kt-adv-heading_062ece-af[data-kb-block=\"kb-adv-heading_062ece-af\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_062ece-af mark, .wp-block-kadence-advancedheading.kt-adv-heading_062ece-af[data-kb-block=\"kb-adv-heading_062ece-af\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading_062ece-af wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_062ece-af\"><span class=\"ez-toc-section\" id=\"Who_can_invest_in_a_403b_account\"><\/span>Who can invest in a 403b account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Unlike a 401k account, 403b investment accounts are not available to the general public and are only offered to select groups of people that are legally allowed to invest in them. The groups of people that are allowed to invest in 403b investment accounts include:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul><li>People who work at public schools, colleges, or universities<\/li><li>Churches<\/li><li>Charitable\/Non-profit entities exempt under Section 501c3 of the Internal Revenue Code<\/li><li>Employees of tax-exempt organizations established under IRC Section 501(c)(3).<\/li><li>Employees of public school systems who are involved in the day-to-day operations of a school.<\/li><li>Employees of cooperative hospital service organizations.<\/li><li>Civilian faculty and staff of the Uniformed Services University of the Health Sciences (USUHS).<\/li><li>Employees of public school systems organized by Indian tribal governments.<ul><li>Certain ministers if they are:Ministers employed by Section 501(c)(3) organizations.<\/li><li>Self-employed ministers. A self-employed minister is treated as employed by a tax-exempt organization that is a qualified employer.<\/li><li>Ministers (chaplains) who meet both of the following requirements.<ul><li>They are employed by organizations that are not Section 501(c)(3) organizations.<\/li><li>They function as ministers in their day-to-day professional responsibilities with their employers.<\/li><\/ul><\/li><\/ul><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_29be9e-14, .wp-block-kadence-advancedheading.kt-adv-heading_29be9e-14[data-kb-block=\"kb-adv-heading_29be9e-14\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_29be9e-14 mark, .wp-block-kadence-advancedheading.kt-adv-heading_29be9e-14[data-kb-block=\"kb-adv-heading_29be9e-14\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading_29be9e-14 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_29be9e-14\"><span class=\"ez-toc-section\" id=\"What_are_the_pros_and_cons_of_investing_in_a_403b_investment_account\"><\/span>What are the pros and cons of investing in a 403b investment account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Along with the fact that 403b accounts are limited to who can invest in them, there are also some specific and some generic pros and cons that comes specifically with investing in a 403b account.<\/p>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_27d19c-45, .wp-block-kadence-advancedheading.kt-adv-heading_27d19c-45[data-kb-block=\"kb-adv-heading_27d19c-45\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_27d19c-45 mark, .wp-block-kadence-advancedheading.kt-adv-heading_27d19c-45[data-kb-block=\"kb-adv-heading_27d19c-45\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading_27d19c-45 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_27d19c-45\"><span class=\"ez-toc-section\" id=\"Pros\"><\/span>Pros:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul><li>Flexibility in contributions<\/li><li>optional loans and hardship distributions add flexibility for employees<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_f04853-37, .wp-block-kadence-advancedheading.kt-adv-heading_f04853-37[data-kb-block=\"kb-adv-heading_f04853-37\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_f04853-37 mark, .wp-block-kadence-advancedheading.kt-adv-heading_f04853-37[data-kb-block=\"kb-adv-heading_f04853-37\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading_f04853-37 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_f04853-37\"><span class=\"ez-toc-section\" id=\"Cons\"><\/span>Cons:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul><li>Investment options are limited to those chosen by the employer<\/li><li>may have high administrative costs<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_b64c26-ce, .wp-block-kadence-advancedheading.kt-adv-heading_b64c26-ce[data-kb-block=\"kb-adv-heading_b64c26-ce\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_b64c26-ce mark, .wp-block-kadence-advancedheading.kt-adv-heading_b64c26-ce[data-kb-block=\"kb-adv-heading_b64c26-ce\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading_b64c26-ce wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_b64c26-ce\"><span class=\"ez-toc-section\" id=\"What_are_the_contribution_limits_of_403b_investment_accounts\"><\/span>What are the contribution limits of 403b investment accounts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>The 403(b) plan has the same caps on yearly contributions that come with 401(k) plans. The maximum contributions allowed are $19,500 and $20,500 for the 2021 and 2022 tax years. The plan also offers $6,500\u00a0catch-up contributions\u00a0for those aged 50 and older.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Want to get started investing? Click on one of the buttons below!<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_7ee7c8-b4{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns_7ee7c8-b4 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_7ee7c8-b4 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button{color:var(--global-palette9, #ffffff);background:var(--global-palette3, #1A202C);border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_7ee7c8-b4 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-left kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_7ee7c8-b4\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/m1finance.8bxp97.net\/4edv5o\" target=\"_blank\" rel=\"noreferrer noopener sponsored\"><span class=\"kt-btn-inner-text\">Click Here to Invest With M1 Finance!<\/span><\/a><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_d2edf7-4f{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns_d2edf7-4f .kt-button{font-weight:normal;font-style:normal;}.kt-btns_d2edf7-4f .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button{color:var(--global-palette9, #ffffff);background:#05fa23;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_d2edf7-4f .kt-btn-wrap-0 .kt-button:focus{background:#02f826;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-left kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_d2edf7-4f\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/robinhood.c3me6x.net\/qny0Bg\" target=\"_blank\" rel=\"noreferrer noopener sponsored\"><span class=\"kt-btn-inner-text\">Click Here to Invest With Robinhood!<\/span><\/a><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_dbab64-16{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns_dbab64-16 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_dbab64-16 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button{color:var(--global-palette9, #ffffff);background:#07f180;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:var(--global-palette3, #1A202C);}.wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_dbab64-16 .kt-btn-wrap-0 .kt-button:focus{background:#07f180;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-left kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_dbab64-16\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/greenlight-card.pxf.io\/9WJ3BW\" target=\"_blank\" rel=\"noreferrer noopener sponsored\"><span class=\"kt-btn-inner-text\">Click Here to Invest with Greenlight!<\/span><\/a><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_2fc1a8-ba{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns_2fc1a8-ba .kt-button{font-weight:normal;font-style:normal;}.kt-btns_2fc1a8-ba .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button{color:var(--global-palette9, #ffffff);background:#051df9;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_2fc1a8-ba .kt-btn-wrap-0 .kt-button:focus{background:#051df9;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-left kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_2fc1a8-ba\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/mainvest.pxf.io\/Gjo1Q9\" target=\"_blank\" rel=\"noreferrer noopener sponsored\"><span class=\"kt-btn-inner-text\">Click Here to Invest with Mainvest!<\/span><\/a><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Disclaimer: I am not any sort of investment or financial professional giving any sort of legal advice. I\u2019m just some guy trying to teach other people about how they might navigate the financial world.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Note: This page contains affiliate links that will, at no cost to you, earn me a commission. You are in no way obligated to click on the links!<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a 403b investment account? A 403b account is similar to a 401k retirement investing account. A 403b investment account (also called a tax-sheltered annuity or TSA plan) is a retirement plan offered by public schools and certain 501(c)(3) tax-exempt organizations. Employees save for retirement by contributing to individual accounts. They can also contribute&#8230;<\/p>\n","protected":false},"author":159998696,"featured_media":4303,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1362,1368],"tags":[1409,1631,1435,1385],"_links":{"self":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4291"}],"collection":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/users\/159998696"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/comments?post=4291"}],"version-history":[{"count":4,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4291\/revisions"}],"predecessor-version":[{"id":4305,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/4291\/revisions\/4305"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media\/4303"}],"wp:attachment":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media?parent=4291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/categories?post=4291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/tags?post=4291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}