{"id":3748,"date":"2022-01-20T18:06:17","date_gmt":"2022-01-20T18:06:17","guid":{"rendered":"https:\/\/moneymakersandsavers.com\/?p=3748"},"modified":"2022-01-20T18:06:20","modified_gmt":"2022-01-20T18:06:20","slug":"m1-finance-early-deposit-easier-pie","status":"publish","type":"post","link":"https:\/\/moneymakersandsavers.com\/m1-finance-early-deposit-easier-pie\/","title":{"rendered":"M1 Finance Adds Early Deposit Feature And Easier Pie Making Process!"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_55 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66151cc5c89c5\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #4ff74c;color:#4ff74c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #4ff74c;color:#4ff74c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66151cc5c89c5\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymakersandsavers.com\/m1-finance-early-deposit-easier-pie\/#What_is_M1_Finance\" title=\"What is M1 Finance?\">What is M1 Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymakersandsavers.com\/m1-finance-early-deposit-easier-pie\/#M1_Finance_adds_new_early_deposit_feature\" title=\"M1 Finance adds new early deposit feature!\">M1 Finance adds new early deposit feature!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymakersandsavers.com\/m1-finance-early-deposit-easier-pie\/#M1_Finance_make_making_pies_easier\" title=\"M1 Finance make making pies easier!\">M1 Finance make making pies easier!<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"what-is-m1-finance\"><span class=\"ez-toc-section\" id=\"What_is_M1_Finance\"><\/span><strong>What is M1 Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/moneymakersandsavers.com\/m1-finance\/\" data-type=\"post\" data-id=\"1330\">M1 Finance<\/a>\u00a0is an investment brokerage that offers investment and banking services. The unique thing about M1 Finance is that they were one of the first brokerages to offer both commission-free and fractional shares on any stock listed in the US stock market. They did have predecessors like the investment brokerages\u00a0<a href=\"http:\/\/stash.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stash<\/a>\u00a0and\u00a0<a href=\"https:\/\/moneymakersandsavers.com\/how-to-invest-with-robinhood\/\">Robinhood<\/a>\u00a0that really started and popularized the investment trend of commission-free trades, started by Robinhood, and fractional shares, started by Stash. Technically, Stash also had commission-free trades, but they also charge a monthly fee for their accounts, so I\u2019m not counting it as entirely free.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"m1-finance-adds-new-early-deposit-feature\"><span class=\"ez-toc-section\" id=\"M1_Finance_adds_new_early_deposit_feature\"><\/span>M1 Finance adds new early deposit feature!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Recently <a href=\"https:\/\/moneymakersandsavers.com\/m1-finance\/\" data-type=\"post\" data-id=\"1330\">M1 Finance<\/a> decided to join the bandwagon for allowing people to receive their paychecks earlier than normal with an early deposit feature. This is similar to what some banks like <a href=\"https:\/\/moneymakersandsavers.com\/chime-online-bank\/\" data-type=\"post\" data-id=\"2860\">Chime<\/a> or <a href=\"https:\/\/moneymakersandsavers.com\/sofi\/\" data-type=\"post\" data-id=\"366\">Sofi<\/a> offer. The way early deposit works is often your employer or benefits provider will notify your bank of your incoming deposit in advance of your actual payday. If they do, ASAP Direct Deposit can credit these funds to your debit account when they give us that advance notice.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>It&#8217;s quite a convenient perk. I as the owner of this blog use <a href=\"https:\/\/moneymakersandsavers.com\/sofi\/\" data-type=\"post\" data-id=\"366\">Sofi<\/a> myself. I always get paid earlier than normal which feels quite nice when compared to waiting for the usual time frame getting paid. When you get paid early you have access to money as quickly as possible to pay for things that you want or need, like your regular bills.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"m1-finance-make-making-pies-easier\"><span class=\"ez-toc-section\" id=\"M1_Finance_make_making_pies_easier\"><\/span>M1 Finance make making pies easier!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>In my original post about <a href=\"https:\/\/moneymakersandsavers.com\/m1-finance\/\" data-type=\"post\" data-id=\"1330\">M1 Finance<\/a>, I went into detail about how their pie-making process was. It was a very convoluted and overly complex process just to choose what you want to invest into. Technically, there was always the choice of using one of their pre-made &#8220;expert pies&#8221;, but in my opinion, those aren&#8217;t very good. Most people would be better off just investing in one big <a href=\"https:\/\/moneymakersandsavers.com\/what-are-etfs\/\" data-type=\"post\" data-id=\"1013\">ETF<\/a>, like the S&amp;P 500.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>However, recently M1 Finance changed its pie-making process for the better. Instead of their original convoluted way, where you had to go to the &#8220;Research&#8221; section just to find the option to make a pie, you can now do the entire pie-making process from the Investing tab. Now, when you open an account or want to edit one of the pies you&#8217;ve made, you can just go to the &#8220;Invest&#8221; tab, and if you&#8217;ve just opened the account, the option to make a pie should appear right away. <\/p>\n\n\n\n<p>If you want to edit a pie you&#8217;ve already made you can just: <\/p>\n\n\n\n<p><strong>Step 1: <\/strong>click on the manage pie button<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/08\/m1-pie-10-539x1024.jpg\" alt=\"m1 finance m1 pie \"\/><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Step 2: <\/strong>Click on the edit pie button<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"539\" height=\"1024\" src=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-539x1024.jpg\" alt=\"m1 finance m1 pie 2\" class=\"wp-image-3753\" srcset=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-539x1024.jpg 539w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-158x300.jpg 158w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-768x1458.jpg 768w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-809x1536.jpg 809w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-1078x2048.jpg 1078w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1-150x285.jpg 150w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-181555_M1-Finance-1.jpg 1080w\" sizes=\"(max-width: 539px) 100vw, 539px\" \/><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Click on either the &#8220;Create Pie&#8221; or &#8220;Add Slice&#8221; buttons in order to create an M1 Pie<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"539\" height=\"1024\" src=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-539x1024.jpg\" alt=\"m1 finance m1 pie 3\" class=\"wp-image-3754\" srcset=\"https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-539x1024.jpg 539w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-158x300.jpg 158w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-768x1458.jpg 768w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-809x1536.jpg 809w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-1078x2048.jpg 1078w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance-150x285.jpg 150w, https:\/\/moneymakersandsavers.com\/wp-content\/uploads\/2021\/12\/Screenshot_20211130-175002_M1-Finance.jpg 1080w\" sizes=\"(max-width: 539px) 100vw, 539px\" \/><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Using the &#8220;Create Pie&#8221; option allows you to create an entirely new pie which you can just invest in by itself or you can in fact stick into another pie in order to invest in a greater number of companies. M1 pies are like ETFs that you can make all on your own without the need to rely on financial advisors who might use ETFs they manage to invest in companies you don&#8217;t want to and\/or dislike. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Whenever you&#8217;re done making you&#8217;re own M1 pie, you can also use the &#8220;Add Slice&#8221; option to edit in or out any of the slices of companies or ETFs you already have in your pie. This new way of creating and managing M1 pies is way, way easier for people to understand and do themselves as opposed to the original way of doing things which was honestly needlessly complicated.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>If you\u2019re interested in joining M1 Finance, feel free to click the link here!<\/strong>\u00a0<a href=\"https:\/\/m1finance.8bxp97.net\/4edv5o\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/m1finance.8bxp97.net\/4edv5o<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Note: This page contains affiliate links that will, at no cost to you, earn me a commission. You are in no way obligated to click on the links!<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Disclaimer: I am not any sort of investment or financial professional giving any sort of legal advice. I\u2019m just some guy trying to teach other people about how they might navigate the financial world.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is M1 Finance? M1 Finance\u00a0is an investment brokerage that offers investment and banking services. The unique thing about M1 Finance is that they were one of the first brokerages to offer both commission-free and fractional shares on any stock listed in the US stock market. They did have predecessors like the investment brokerages\u00a0Stash\u00a0and\u00a0Robinhood\u00a0that really&#8230;<\/p>\n","protected":false},"author":159998696,"featured_media":3755,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1362,1363],"tags":[1595,1468,1594],"_links":{"self":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/3748"}],"collection":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/users\/159998696"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/comments?post=3748"}],"version-history":[{"count":0,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/posts\/3748\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media\/3755"}],"wp:attachment":[{"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/media?parent=3748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/categories?post=3748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymakersandsavers.com\/wp-json\/wp\/v2\/tags?post=3748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}